Vikas Saraf is currently a Senior Actuarial Analyst at the Arbella Insurance Group, specializing in the valuation of P&C insurance liabilities. He has worked within the P&C insurance industry for thirteen years in both consulting firms and insurance companies. Prior to working in the insurance industry, he worked in the IT sector as a middleware application programmer in PHP, Java and Visual Basic. He holds a Bachelor of Science degree in Mathematics from McGill University in Montreal, Canada.